| Interest Rates and Interest Charges | |
|---|---|
| Annual Percentage Rate (APR for Purchases) | 13.90% |
| APR for Balance Transfers | 13.90% |
| APR for Cash Advances | 13.90% |
| How to Avoid Paying Interest on Purchases | Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. |
| For Credit Card Tips from the Consumer Financial Protection Bureau | To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau at http://www.consumerfinance.gov/learnmore. |
| Fees | |
| Transaction Fees -Foreign Transaction Fee |
None |
| Penalty Fees -Late Payment Fee |
Up to $10.00 |
All offices will close early at 1pm on Christmas Eve, and will be closed on Christmas Day. We will reopen at 8am on Thursday, December 26.